If one or more members of a household are not employed full-time it will be unlikely to geta mortgage without the assistance of a co-signor or guarantor.
It appears you are looking to be pre-qualified for a mortgage amount prior to entering into a purchase agreement on a home. Not all investors offer this service on MortgageMates.ca.
If you do not have a regular bank account it will make it harder to negotiate a mortgage through MortgageMates.ca as most private investors consider this a “minimum standard to authorize a mortgage.
